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Money for Merchants

Grow your business with instant e-commerce andin-store financing.

How It Works

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Select your
Payment Method

Customers select Paybright as payment method during online shopping cart checkout or in person at the point-of-sale.

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Instant
Approval

Within seconds, Paybright verifies the customer’s identity and payment information, and grants instant credit.

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Transaction
Confirmation

The customer confirms the monthly payment plan details and Paybright funds you the next business day.

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Start Monthly
Payments

Paybright bills the customer in regular equal payments and assumes the credit risk of non-payment.

Life is better withConsumer Lending Programs

Generate higher sales conversions and basket sizes through instant payment plans. You can choose a plan that is best for you.

Payment Plans For All

E-Commerce

3 to 24 Months

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Learn More

Point-Of-Sale

3 to 60 Months

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Learn More

The Best Plan is the Right Plan

Both businesses and customers benefit from using Kis Capital in different ways. We ensure the process is safe and secure for both you and your customer.

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For Businesses

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More Affordable without Losing

Make big ticket purchases affordable, and win more customers as you do.

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Improved Rates

Improve shopping cart and POS close rates.

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Easier to Upsell

Upsell with low monthly payments.

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Get Paid Upfront

Get paid upfront with no credit risk. Paybright takes care of it for you.

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For Customers

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Seamless online checkout process

Seamless online check-put process. No more trudging through long forms to fill out and verification delays.

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Instant Credit Approvals

Stop having to wait for approvals—we make it easier.

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Convenient Monthly Payments

We take the hassle out of monthly payments. Get back to doing what you love—building your business.

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Early payments? No penalties!

Why should you be charged for early pre-payments? We take the hassle out of early payments.

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Secure Data Encryption

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Get started with Kis Capital today.

Get Started
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